TERMS & CONDITIONS
Last Updated: September 30, 2026
AGREEMENT TO TERMS
These Terms and Conditions constitute the entire and only agreement between us and you, and supersede all prior negotiations, representations, and agreements, whether written or oral.
We reserve the right, at any time and in our sole discretion, to modify, alter, or update these Terms and Conditions. If we modify the Terms and Conditions, we will notify you of such modifications through notice on the website. Your continued use of the website following the posting of revised Terms and Conditions means that you accept and agree to the changes.
USE LICENSE
Permission is granted to temporarily download one copy of the materials (information or software) on the Law Offices of John M. Boyko website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
• Modifying or copying the materials
• Using the materials for any commercial purpose or for any public display
• Attempting to decompile or reverse engineer any software contained on the website
• Removing any copyright or other proprietary notations from the materials
• Transferring the materials to another person or "mirroring" the materials on any other server
DISCLAIMER
The materials on the Law Offices of John M. Boyko website are provided on an 'as is' basis. Law Offices of John M. Boyko makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
Further, Law Offices of John M. Boyko does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on the Internet or relating to such materials or on any sites linked to this site.
LIMITATIONS
In no event shall Law Offices of John M. Boyko or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the Law Offices of John M. Boyko website.
MESSAGING TERMS & CONDITIONS
By opting in to receive text message communications from Law Offices of John M. Boyko, you agree to the following terms and conditions:
Firm Name: Law Offices of John M. Boyko
Program Description: You are agreeing to receive automated text messages and SMS communications regarding your bankruptcy case, legal services, account updates, and important notifications. These messages may include case status updates, deadline reminders, document requests, and other communications related to your matter.
Message Frequency: Message frequency will vary depending on your case needs and the stage of your bankruptcy filing. During active case management, you may receive multiple messages per week. Frequency will decrease as your case progresses.
Message and Data Rates May Apply: Standard message and data rates from your wireless carrier will apply to all SMS messages sent and received. We are not responsible for any charges imposed by your wireless carrier.
Reply "STOP" to Unsubscribe: You may opt out of receiving text messages at any time by replying "STOP" to any text message you receive from us. Upon receipt of your STOP request, we will discontinue sending you text messages.
Text "HELP" for Support: If you have questions about our text messaging program or need additional assistance, text "HELP" to the number from which you received the message, or contact us directly at 310-920-5037 or jboyko@lojmb.com.
Privacy: Your privacy is important to us. For information on how we collect, use, and protect your information, please review our Privacy Policy.
Your Consent: By opting in to receive text messages from Law Offices of John M. Boyko, you represent that you are the owner of the mobile phone number you provided and you authorize us to send text messages to that number. You also acknowledge that you have read and agree to these Messaging Terms & Conditions and our Privacy Policy.
ACCURACY OF MATERIALS
The materials appearing on the Law Offices of John M. Boyko website could include technical, typographical, or photographic errors. Law Offices of John M. Boyko does not warrant that any of the materials on its website are accurate, complete, or current. Law Offices of John M. Boyko may make changes to the materials contained on its website at any time without notice.
LINKS
Law Offices of John M. Boyko has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Law Offices of John M. Boyko of the site. Use of any such linked website is at the user's own risk.
MODIFICATIONS
Law Offices of John M. Boyko may revise these Terms and Conditions for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these Terms and Conditions.
GOVERNING LAW
These Terms and Conditions and any separate agreements we may enter into to provide you with services are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.
CONTACT INFORMATION
If you have any questions about these Terms and Conditions, please contact us at:
Law Offices of John M. Boyko
27555 Ynez Rd., Suite 110
Temecula, CA 92591
Phone: 310-920-5037
Email: jboyko@lojmb.com